Terms of Service

Last Updated: March 16, 2026

These Terms of Service ("Terms") govern your access to and use of the NextGen Taxman tax preparation software and related services (the "Service") operated by World Enterprises LLC ("Company," "we," "us," or "our"), a Florida limited liability company. By accessing or using the Service, you agree to be bound by these Terms. If you do not agree, you may not use the Service.

1. Acceptance of Terms

By creating an account, accessing, or using the Service in any way, you acknowledge that you have read, understood, and agree to be bound by these Terms, our Privacy Policy, and our Data Retention & Deletion Policy, which are incorporated herein by reference. If you are using the Service on behalf of an organization, you represent and warrant that you have the authority to bind that organization to these Terms.

2. Account Creation and Security

To use the Service, you must create an account by providing accurate and complete information, including your legal name, email address, and other required details. You agree to:

• Provide truthful, accurate, and current information during registration and throughout your use of the Service.
• Maintain the confidentiality of your account credentials, including your password and any multi-factor authentication methods.
• Notify us immediately at legal@nextgentaxman.com if you suspect unauthorized access to your account.
• Accept responsibility for all activity that occurs under your account, whether or not authorized by you.

You must be at least 18 years of age to create an account and use the Service. We reserve the right to suspend or terminate accounts that contain false or misleading information.

3. Permitted Use

The Service is provided solely for the purpose of preparing, reviewing, and filing personal and business tax returns in the United States. You may use the Service to:

• Prepare and file your own federal and state income tax returns.
• Import financial data from your bank accounts, investment accounts, and other financial institutions through Plaid or manual entry.
• Upload tax documents, including W-2s, 1099s, and other relevant forms.
• Calculate estimated tax liabilities, deductions, and credits.
• Access prior-year tax returns you have filed through the Service.
• Communicate with our customer support team regarding your tax preparation.

4. Prohibited Use

You agree not to use the Service for any unlawful or prohibited purpose. Specifically, you may not:

• File fraudulent, false, or misleading tax returns.
• Use the Service to prepare tax returns for third parties unless you are an authorized tax professional using our professional tier.
• Attempt to access accounts, data, or systems that do not belong to you.
• Reverse-engineer, decompile, disassemble, or otherwise attempt to derive the source code of the Service.
• Introduce malicious code, viruses, or any software designed to disrupt or harm the Service.
• Scrape, harvest, or collect data from the Service through automated means without our written consent.
• Use the Service in any manner that could damage, disable, overburden, or impair our servers or networks.
• Resell, sublicense, or redistribute the Service or any part thereof without our written authorization.
• Violate any applicable local, state, federal, or international law or regulation.

5. Intellectual Property

All content, features, functionality, software, designs, text, graphics, logos, and trademarks displayed on or through the Service are the exclusive property of World Enterprises LLC or its licensors and are protected by United States and international copyright, trademark, patent, and other intellectual property laws.

You are granted a limited, non-exclusive, non-transferable, revocable license to access and use the Service for its intended purpose. This license does not include the right to reproduce, distribute, modify, create derivative works of, publicly display, or otherwise exploit any part of the Service without our prior written consent.

You retain ownership of the data you provide to the Service, including your personal and financial information. By submitting data to the Service, you grant us a limited license to use that data solely for the purpose of providing the Service to you.

6. Data Handling and Privacy

Your use of the Service is also governed by our Privacy Policy, which describes how we collect, use, store, and share your information, including financial data obtained through Plaid. By using the Service, you consent to the data practices described in our Privacy Policy.

We implement industry-standard security measures to protect your data, including encryption, access controls, and regular security assessments. However, you acknowledge that no system is completely secure and you use the Service at your own risk.

7. Plaid Integration

The Service uses Plaid Inc. ("Plaid") to enable you to connect your financial institution accounts and import tax-related financial data. By using the Plaid integration, you agree to the following:

• You authorize NextGen Taxman and Plaid to access your financial account information from your chosen financial institutions for the purposes described in our Privacy Policy.
• You acknowledge that Plaid's services are governed by Plaid's own terms and privacy policy, which you should review before connecting your accounts.
• You understand that the accuracy and availability of data from Plaid depends on your financial institutions and Plaid's connectivity with those institutions. We are not responsible for errors, delays, or outages caused by Plaid or your financial institution.
• You may disconnect your financial accounts from the Service at any time through your account settings or through Plaid's portal at my.plaid.com.
• Disconnecting your accounts will stop future data imports but will not automatically delete data previously imported. To request deletion of previously imported data, see our Data Retention & Deletion Policy or contact us at privacy@nextgentaxman.com.

8. User Responsibilities

You are solely responsible for:

• The accuracy and completeness of all information you provide or import into the Service, including data imported through Plaid.
• Reviewing your completed tax return before filing to ensure all information is correct.
• Understanding that NextGen Taxman is a software tool and does not provide personalized tax advice. For specific tax questions, consult a qualified tax professional.
• Maintaining copies of your tax returns and supporting documents for your own records.
• Complying with all applicable tax laws and filing deadlines.
• Promptly reporting any errors, discrepancies, or security concerns to us.

9. Data Rights and Revocation

You retain ownership of all personal and financial data you provide to the Service. You have the right to:

• Access your data: Request a copy of all personal and financial data we hold about you.
• Export your data: Download your tax returns and associated data in commonly used formats.
• Delete your data: Request deletion of your account and associated data, subject to legal retention requirements as described in our Data Retention & Deletion Policy.
• Revoke Plaid access: Disconnect your financial accounts at any time to stop future data imports.
• Revoke consent: Withdraw your consent to our processing of your data, though this may prevent us from providing certain services.

To exercise any of these rights, contact us at privacy@nextgentaxman.com.

10. Disclaimers

THE SERVICE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, OR ACCURACY.

We do not warrant that: (a) the Service will be uninterrupted, timely, secure, or error-free; (b) the results obtained from the Service will be accurate or reliable; (c) any tax calculations, deductions, or credits identified by the Service will be correct for your specific situation; or (d) any defects in the Service will be corrected.

NextGen Taxman is a tax preparation software tool and does not provide tax, legal, or financial advice. The Service is not a substitute for consultation with a qualified tax professional, CPA, or tax attorney. You are solely responsible for your tax filings and any resulting tax liabilities, penalties, or interest.

11. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, WORLD ENTERPRISES LLC, ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, AND AFFILIATES SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, DATA, REVENUE, GOODWILL, OR OTHER INTANGIBLE LOSSES, ARISING OUT OF OR RELATED TO YOUR USE OF OR INABILITY TO USE THE SERVICE.

OUR TOTAL AGGREGATE LIABILITY FOR ALL CLAIMS ARISING OUT OF OR RELATED TO THESE TERMS OR THE SERVICE SHALL NOT EXCEED THE AMOUNT YOU PAID TO US IN THE TWELVE (12) MONTHS PRECEDING THE CLAIM, OR ONE HUNDRED DOLLARS ($100), WHICHEVER IS GREATER.

THIS LIMITATION APPLIES WHETHER THE ALLEGED LIABILITY IS BASED ON CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY, OR ANY OTHER BASIS, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGE.

12. Indemnification

You agree to indemnify, defend, and hold harmless World Enterprises LLC, its officers, directors, employees, agents, licensors, and service providers from and against any claims, liabilities, damages, losses, costs, and expenses (including reasonable attorneys' fees) arising out of or related to: (a) your use of the Service; (b) your violation of these Terms; (c) your violation of any applicable law or regulation; (d) any inaccurate or misleading information you provide through the Service; or (e) your infringement of any third-party rights.

13. Termination

We may suspend or terminate your access to the Service at any time, with or without notice, for any reason, including but not limited to:

• Violation of these Terms or any applicable law.
• Suspected fraudulent, abusive, or illegal activity.
• Failure to pay applicable fees.
• At your request to close your account.

Upon termination, your right to use the Service will immediately cease. We will retain your data as described in our Data Retention & Deletion Policy. You may request deletion of your data following account termination by contacting privacy@nextgentaxman.com. Sections of these Terms that by their nature should survive termination (including disclaimers, limitation of liability, indemnification, and governing law) shall survive.

14. Governing Law

These Terms and any disputes arising out of or related to them or the Service shall be governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of law principles. You agree to submit to the exclusive personal jurisdiction of the state and federal courts located in the State of Florida for the resolution of any disputes.

15. Dispute Resolution

Before initiating any formal legal action, you agree to first attempt to resolve any dispute or claim arising out of or related to these Terms or the Service through good-faith negotiation by contacting us at legal@nextgentaxman.com. We will attempt to resolve the dispute within thirty (30) days.

If the dispute cannot be resolved through negotiation, either party may initiate binding arbitration administered by the American Arbitration Association (AAA) under its Commercial Arbitration Rules. The arbitration shall take place in the State of Florida. The arbitrator's decision shall be final and binding and may be entered as a judgment in any court of competent jurisdiction.

You agree to resolve disputes on an individual basis and waive any right to participate in a class action, class arbitration, or any other representative proceeding. This class action waiver is an essential part of this arbitration provision and cannot be severed from it.

16. Changes to These Terms

We reserve the right to modify these Terms at any time. When we make material changes, we will update the "Last Updated" date at the top of this page and notify you through the Service or by email. Your continued use of the Service after the effective date of any changes constitutes your acceptance of the modified Terms. If you do not agree with the changes, you must stop using the Service and may request deletion of your account.

17. Severability

If any provision of these Terms is found to be unenforceable or invalid by a court of competent jurisdiction, that provision shall be enforced to the maximum extent permissible, and the remaining provisions shall remain in full force and effect.

18. Entire Agreement

These Terms, together with our Privacy Policy and Data Retention & Deletion Policy, constitute the entire agreement between you and World Enterprises LLC regarding your use of the Service and supersede all prior agreements, understandings, and communications, whether written or oral.

19. Contact Us

If you have any questions or concerns about these Terms of Service, please contact us:

• Email: legal@nextgentaxman.com
• Company: World Enterprises LLC
• Website: nextgentaxman.com